Well Jake congrats on semi retirement. As, for the social security wait as long as possible my friend. If you take it early and end up regretting it and doing the reset isn't worth it. I heard the reset after early SSI or SSA means you have to pay back some money that was given out. So, reset isn't free. Also, Medicare is crazy hard. I had to do intense studying to help my parents so I recommend asking your kids for help if you don't have any kids I suggest asking your friends. It is all different depending on where you live but if you play your cards right you get free gym membership and pretty awesome benefits. I wish you the best out there sir and wish you the best in Medium as well. 😊